VA Loans

VA Loans





Here at Homeowners Mortgage one of our specialites is VA Loans.  We are conviently Located on Sherwood Forest Blvd right here in Baton Rouge so if You are in  East Baton rouge, West Baton Rouge, Livingston, Ascension or Tangipahoa Parishes we are right around the corner but we service the entire state of Louisiana.

Designed to offer long-term financing to American veterans, VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for a VA loan than conventional loans.

Here's how it works:

  • 100% financing without private mortgage insurance or 20% second mortgage.
  • A VA funding fee of 0 to 3.3% (this fee may be financed) of the loan amount is paid to the VA.
  • When purchasing a home, veterans may borrow up to 100% of the sales price or reasonable value of the home, whichever is less.
  • When refinancing a home, veterans may borrow up to 90% of reasonable value in order to refinance where state law allows.

Apply for a VA Loan with a VA Qualified Lender.


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NMLS #897325
nmlsconsumeraccess.org

Homeowners Mortgage, LLC

(225) 778-5004
2644 S Sherwood Forrest Blvd
Suite 102
Baton Rouge, LA 70816

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Thanks for visiting Homeowners Mortgage, LLC. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here.