State and Local Housing Programs

State and Local Housing Programs

State and Local Housing Programs:

    Many state, county and local government programs offer financing for qualifying low-to-moderate income families wishing to purchase their first home. Loan assistance programs like Mortgage Credit Certificate (MCC) offer a partial tax credit for interest on the loan.

    These programs typically offer:

        More relaxed qualifying guidelines
        Lower upfront fees
        Lower interest rate
        Fixed rate

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