- Here at Homeowners Mortgage one of our specialites is Rual Development Loans. We are conviently Located on Sherwood Forest Blvd right here in Baton Rouge so if You are in East Baton rouge, West Baton Rouge, Livingston, Ascension or Tangipahoa Parishes we are right around the corner but we service the entire state of Louisiana.
The U.S. Department of Agriculture offers a variety of programs to help low to moderate-income individuals living in small towns or rural areas achieve homeownership. The Rural Housing Service (RHS) helps qualifying applicants, who cannot receive credit from other sources, purchase modestly priced homes as their primary residence.
RHS Loans are an attractive option because:
- Minimal closing cost
- Low or no down payment
RHS loans can be used toward the purchase and renovation of a previously owned home or a new construction. Families must be able to pay their monthly mortgage, homeowner's insurance and property taxes.
Contact me to find out if you qualify for an RHS loan!